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＜E-Book＞
Selected Payout Products of the Old-Age Pension Saving Scheme / by Jana Špirková, Igor Kollár, Gábor Szűcs, Pavel Zimmermann
(SpringerBriefs in Statistics. ISSN:21915458)

Edition	1st ed. 2023.
Publisher	(Cham : Springer International Publishing : Imprint: Springer)
Year	2023
Language	English
Size	XII, 70 p. 11 illus : online resource
Authors	*Špirková, Jana author Kollár, Igor author Szűcs, Gábor author Zimmermann, Pavel author SpringerLink (Online service)
Subjects	LCSH:Statistics  LCSH:Financial services industry LCSH:Actuarial science FREE:Statistics in Business, Management, Economics, Finance, Insurance FREE:Financial Services FREE:Actuarial Mathematics
Notes	Preface -- Part I Introduction and Preliminaries -- Preliminaries -- Model of Longevity -- Part II Selected Payout Products -- Selected Life Old-age Pension Products -- Analysis of the Products -- Test of Profitability -- Part III Conclusions and Recommendations -- Research Questions and Hypotheses.-Appendices -- Index This book discusses the payout phase of the old-age pension saving scheme, the so-called effective premium, and offers detailed actuarial models and analyses of five old-age pension saving products used in practice. These include the basic permanent monthly annuity, without any benefits for survivors, as well as products which, in addition, also include benefits for survivors or authorized persons in the event of the pensioner’s death. The purpose of the book is to point out the method of determining future old-age pensions from old-age pension savings, and to present the advantages and disadvantages of such a pension. The book also emphasizes the role of the profitability testing of the products and answers questions concerning the effectiveness of old-age pension savings and insurance. The book is primarily intended for students of actuarial and financial mathematics and future economists HTTP:URL=https://doi.org/10.1007/978-3-031-23849-9

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